Some Insurance Cover Virus Corona / COVID-19

The spread and number of cases infected with Corona virus in the world is getting wider and much. Many countries have been giddy with the growing number of survivors and little lockdown to prevent the transmission of Covid-19. Especially considering the vaccine for this pandemic virus has not been found.

One step as prevention that we can do besides maintaining hygiene and start doing a healthy lifestyle is to start improving health protection, doing activities in the home, should not touch and keep the distance with people.

Not infrequently health insurance is reluctant to give insurance to people who are infected by the virus-19, especially when affected by viruses can be fatal and end with death

And here are some health insurance products that can love protection from Covid-19, I only take a few examples of just who knows you are included in the insurance :

1. Prudential

PT Prudential Life Assurance (Prudential Indonesia) created a new policy to provide additional protection against the virus threat to the Prudential policyholders.
From 28 January to 31 March 2020 (initiative period), all insured in Prudential Indonesia policy, both new and old customers, will automatically receive additional cash benefits in addition to the benefits contained in the policy, in accordance with the provisions of the Prudential Indonesia police.

If there is a customer who has to undergo hospitalisation due to Corona virus infection during the initiative period, Prudential Indonesia will provide an additional cash benefit of RP1 million/day, starting from the start date of the customer hospitalized, for a maximum of 30 days.

2. AIA

AIA will provide special benefits to the customer diagnosed with a diagnosis of Corona virus and is required to undergo hospitalization for the special benefit in the form of cash funds amounting to Rp 1.5 million per day during hospitalization up to a maximum of 30 days.

3. FWD Life Insurance

PT FWD Life Indonesia admitted, provide protection to the disease caused by Corona virus. Director, Chief of Proposition & Syariah FWD Life Ade The youngest said it will continue to provide benefits without trying the police due to a virus-induced illness originating from Wuhan, China is classified as an infectious disease and entered as a type of disease covered by FWD Life.

Look Asuransi for Corona 

4. Sun Life

PT Sun Life Financial Indonesia also conducts additional protection products that are tailored to the corona virus outbreak. Additional protection provided to the customer is the maximum cash benefit of RP10 million in both Indonesia and overseas areas.
The fund will be awarded once to each customer who has been diagnosed with COVID-19 positive. This extended protection period is effective from 1 February 2020 – 30 April 2020. The additional protection applies to all customers of Sun Medical Platinum and Sun Medical Executive, both sharia and conventional.

5. Manulife

Life Insurance company PT Asuransi Jiwa Manulife Indonesia (Manulife Indonesia) is giving a comprehensive protection to all customers regarding the threat of spreading corona virus that has become a pandemic almost all over the world.

The guarantee of protection is given to all of Manulife Indonesia's life and health insurance policyholders. Protection also covers all customers in Indonesia and abroad.

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6. Generali Indonesia

Generali will fully guarantee and endure the treatment of customers who are infected with Corona virus to adjust policy provisions. The previous policyholders must have ensured the type of illness entered in the policy coverage and when claiming and ensuring the POIs is active. 

7. Tokio Marine Life

Especially for newly purchased insurance products in January-March 2020, Tokio Marine Life provides the added benefit of elimination of the waiting period if the customer must obtain treatment due to the diagnosis of corona viruses.

Tokio Marine Life also provides additional life protection by 25% of total sum insured of 125%. If there is a customer who dies because of the diagnosis Corona virus. The addition of these special benefits is effective from January 2020, according to the provisions applicable to the policy.

And much more, here's a list of 60 AAJI member life insurance companies that include COVID-19:
•    Adisarana Wanaartha
•    Asuransi Jiwa Advista
•    AIA Financial
•    Allianz Life Indonesia
•    Astra Aviva Life
•    Avrist Assurance
•    AXA Financial Indonesia
•    AXA Mandiri Financial Services
•    BCA Life
•    Bhinneka Life Indonesia
•    BNI Life Insurance
•    BRI Life
•    AJB Bumiputera 1912
•    Capital Life Indonesia
•    Capital Life Syariah
•    Central Asia Financial
•    Central Asia Raya
•    Chinna Life Insurance
•    Chubb Life Insurance
•    Cigna
•    Ciputra Indonesia
•    Commonwealth Life
•    Equity Life Indonesia
•    FWD Life Indonesia
•    Generali Indonesia
•    Great Eastern Life Indonesia
•    Heksa Eka Life Insurance
•    Hanwha Life Insurance Indonesia
•    Indolife Pensiontama
•    Indosurya Sukses
•    Inhealth Indonesia
•    Jiwasraya
•    Kresna Life
•    Lippo Life Assurance
•    Manulife Indonesia
•    MNC Life Insurance
•    Asuransi Jiwa Nasional
•    Pacific Life Insurance
•    Panin Dai-Ichi Life
•    Pasaraya Life
•    PFI Mega Life Insurance
•    Prudential Life Assurance
•    Reliance Indonesia
•    Sequis Financial
•    Sequis Life
•    Simas Jiwa
•    Sinarmas MSIG
•    Starinvestama
•    Sun Life Financial Indonesia
•    Syariah Alamin
•    Syariah Amanah Jiwa Giri Artha
•    Syariah Bumiputera
•    Syariah Jasa Mitra Abadi
•    Syariah Keluarga Indonesia
•    Takaful Keluarga
•    Taspen Life
•    Tokio Marine Life Insurance Indonesia
•    Tugu Mandiri
•    Victoria Alife Indonesia
•    Zurich Topas Life

Maybe I can not explain one by one. So you can choose according to your interests by visiting to the official website.

Do not be taken lightly the corona virus is not only disruptive to health but can cause death. If you already have health insurance, don't forget to check the policy or ask directly to the service provider whether the insurance product offers additional protection from corona viruses. Do not forget to always keep your health and hygiene. Do social distancing and also eat healthy foods.

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