New BCA Life Insurance Protection
Bank Central Asia (BCA) has been present in Indonesia since 1957. In accordance with the commitment of "Always by Your Side", BCA maintains the trust and expectations of customers and stakeholders, for the achievement of sustainable growth. BCA is committed to providing the best service and is present close to the people of Indonesia, by presenting various services in the BCA Group umbrella.
The BCA Group has now expanded to several branches and even abroad. The BCA Group consists of a network of companies that have high professionalism and credibility.
Some BCA Groups include:
1. BCA (banking)
2. BCA Finance (financing)
3. BCA Finance Limited, Hongkong (remittances & account opening)
4. BCA Syariah (banking with sharia principles)
5. BCA Sekuritas (brokerage and underwriter)
6. BCA Insurance (general & loss insurance)
7. BCA Life (life insurance)
Now we will discuss about BCA Life (Life Insurance), one of the BCA Group
BCA Life is the only subsidiary of the BCA Group that provides life insurance services to all Indonesian people. BCA Life shares are owned by PT Bank Central Asia, Tbk. (BCA) and individuals. In providing protection to the community, BCA Life will always strive to provide the best service to its customers. BCA Life focuses on 3 life insurance services, namely protection insurance, insurance plus savings and health insurance through telemarketing, bancassurance, corporate solutions and credit life. We are committed to building innovative insurance products according to the needs of the community.
There are several products from BCA Life that are highlighted for now: Protection, Savings and Health. Here are a few reviews of products from BCA Life
read to : Prudential Insurance Excellence
I. PROTECTION
This protection is divided into two parts
Individual
Based on the type of protection offered, individual products from BCA Life insurance are:
BCA Life Heritage Protection
To protect the glory and future of children and families, BCA Life presents BCA Life Heritage Protection, a life insurance program that will provide financial protection for your children and family when you are not with them. BCA Life Heritage Protection, a legacy for family glory.
Prima Credit Protection
The benefits of Protection from Credit Protection Prima will free up the remainder of your loan so that the car will remain the property of your beloved family.
BCA Credit Life Protection
BCA Credit Life Protection is a BCA Life insurance program for BCA KPR customers, which provides the benefit of paying the remaining loan installments for the duration of the mortgage loan. BCA Credit Life Protection will pay the remaining mortgage loans to policyholders if the insured dies due to natural causes, accidents, illness, or experiencing permanent disability in the period of coverage. Benefit from BCA Credit Life Protection will free your family from the obligation to pay the remaining loan so that the house will remain the property of your beloved family
BCA Life is my family
BCA Life presents life protection products for a period of 10 years that provide additional benefits of 100% basic premium return or a maximum benefit of up to Rp 1.5 billion for the future of your family. BCA Life My family is for employees and their families.
b-SAVE Accident Protection
b-SAVE Accident Protection is an Accident Insurance product (Personal Accident) with the main benefits of Death due to an Accident and Reimbursement of Medical Care Costs due to an Accident that has a 100% premium return feature of the Premium paid whether or not there is a claim for reimbursement of medical care costs due to an accident . With a lightweight and easy premium, b-SAVE Accident Protection offers a Death Benefit of up to Rp 1 billion. This product is marketed through telemarketing.
CSF My Credit Protection
CSF Credit Protection is a Life Insurance program for BCA Life specifically for CS Finance Motorbike Credit customers, which provides life protection benefits in the form of repaying all remaining loans if the customer dies due to natural causes, illness, or an accident
BCA Life Self Protection
BCA Life Self Protection is a Term Life Insurance product with the main benefit of Sum Insured if there is a risk of Death due to illness / illness or accident. There are additional benefits (optional benefits), namely the return of premiums at the end of the 12th year of 50% of the total premium paid under the condition that the policy is still active and the insured is still alive.
BCA Life Accident Protection
BCA Life Accident Protection is an Accident Insurance product (Personal Accident) with the main benefit of Sum Assured in the event of the risk of Death due to an Accident and Reimbursement of Medical Care Costs due to an Accident. There are additional benefits (optional benefits), namely the return of premiums at the end of the 12th year of 50% of the total premiums paid, whether or not there are claims for reimbursement of medical care costs due to accidents.
BCA Life Optima Life Protection
BCA Life Protection Optima Life is a life insurance product that will provide Death or Total Permanent Disability benefits.
An additional benefit of the Optima Life BCA Life Protection is a 100% premium refund of the total premium paid. Premium refunds will be paid periodically at the end of the 5th, 10th and 15th year of the Policy with the condition that the Policy is still active, and there is no risk of Death or Total Permanent Disability during the Insurance Period. The Policy Holder is also sufficient to pay a Premium for 10 (ten) years, the insured gets a period of insurance protection for 15 (fifteen) years.
BCA Life Accident Guard
BCA Life Accident Guard is an Accident Insurance product (Personal Accident) with the main benefits of Sum Assured in the event of the risk of Death due to an Accident and Reimbursement of Medical Care Costs due to an Accident. There are additional benefits (optional benefits), namely the return of premiums at the end of the 12th year of 50% of the total premiums paid, whether or not there are claims for reimbursement of medical care costs due to accidents.
BCA Life Protection Guard
BCA Life Protection Guard is a term life insurance product with the main benefits of Sum Insured in the event of the risk of Death due to illness / illness or accident. There are additional benefits (optional benefits), namely the return of premiums at the end of the 12th year of 50% of the total premium paid under the condition that the policy is still active and the insured is still alive.
BCA Life Legacy Protection
BCA Life presents BCA Life Legacy Protection, a life insurance program that will provide financial protection for you and your family.
Collection:
- Prima Life Protection Group
- Personal Accident Group
- Personal Accident Group A
- Personal Accident ABD Group
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how to get a Cheap Life Insurance Premium
II. SAVINGS
Term Life Insurance
is a life insurance product that is owned by BCA Life with the protection benefit of death due to accident or illness / illness towards the Tahapan Berjangka account owner.
Futures Life Insurance has advantages :
- Benefits of death due to an accident a maximum of Rp1.5 billion
- Benefits of death due to illness a maximum of Rp750 million
- Death benefit of IDR 5 million per account in addition to the Sum Insured.
- Tahapan Berjangka Life Insurance cooperates with BCA and is marketed in all BCA Branch Offices.
III. HEALTH
Individual
Hospital 100% Refundable
Hospital 100% Refundable is a health protection program that includes reimbursement of Inpatient Room daily costs, as well as reimbursement of the daily costs of the Intensive Care Unit Room in the Hospital due to illness or accident.
Hospital 100% Refundable also provides benefits of up to 200% Return of Premiums for Death benefits and additional benefits, namely 100% refund of premiums that have been paid in a 10-year period and the Policy is still valid, both claims and no claims for hospitalization. Hospital 100% Refundable provides comfort and certainty in protecting your health.
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Collection
BCA Life Health Protection
BCA Life Health Protection from BCA Life provides health protection for every employee in your company and his family. Health insurance coverage with a wide network throughout Indonesia where BCA Life works with one of the leading insurance companies and has experience in their fields, will provide comfort for every employee in your company in achieving a career to achieve your company's vision and mission.
Programs provided include inpatient care, outpatient care, dental care, childbirth and eyewear with a cashless claim reimbursement or reimbursement system.
That's a little review about BCA Life, because it comes from BCA so it can't be denied that BCA Life will one day become big. Because after all, BCA lunge in the banking world is well known to the people of Indonesia. So, it is proper if BCA Life is expected to have the same service reputation.
For more details, you can directly ask the nearest office because almost all cities have BCA offices, or you can add advantages or disadvantages of BCA life.
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