CAR HEALTH INSURANCE
What is CAR health insurance?
PT AJ Central Asia Raya (CAR Life Insurance) was established on 30 April 1975 based on notary deed of Ridwan Suselo No. 357, with capital of Rp 500 million and confirmed by decree of the Minister of Justice of the Republic of Indonesia No. Y.A. 5/450/6 dated 9 December 1975. CAR first obtained business license based on decree of the Minister of Finance Republic of Indonesia No. KEP. 492/DJM/III-5/11/1975 dated 15 November 1975. After several times the extension of the business license, fixed and unlimitable companies received insurance business license from the Ministry of Finance R.I. number: KEP-013/KM. 13/1987, dated 18 December 1987. The company owns Sharia business units based on decree of the Minister of Finance R.I. number KEP-070/KM. 10/2007 dated 5 April 2007. The company is also the founder of Financial institution pension fund Central Asia Raya (DPLK CAR) based on decree of the Minister of Finance R.I. number KEP-183/KM. 17/1995, dated 4 July 1995.
Since its founding, the founders, all shareholders, BOC and BOD have committed to make the company as one of the leading life insurance companies in Indonesia and provide high service. Many progress and achievements have been achieved by CAR. Such progress and achievement can be measured, then presented in graphical form and reported in the CAR financial report.
Year 2018 the company has a wealth of more than Rp 6.8 trillion, with risk based capital (RBC) more than 120%. The company is the only life insurance company and the first one managed to achieve the Platinum Award for the predicate ' very good ' for 10 (Ten) consecutive years from InfoBank magazine, and the first to reach the 16-Unit Link Awards performance of 2015, the 11th Unit Link Awards Performance of the year 2016, 22 Unit Link Awards for performance 2018 2017 In addition the Investor magazine awarded the 9 Unit Link Awards for the performance of 2017 and 12 Unit Link Awards for 2018 performance.
PRODUCT CAR HEALTH INSURANCE
Here are the products
- Individual
- Group
- Bancassurance
- Retail Insurance
- Micro Insurance
- Pension fund
IndividuThis type of CAR insurance product has a lot of options for you. In addition to providing protection from the risk of accidents or death, this product also provides other benefits. Such benefits include old day guarantees, long-term investments, child education, and so on.
CAR Insurance products that you can choose according to the needs, namely:
Ananda Scholarship
- Whole Life
- Protecta Raya
- Carina
- CARLegacy
- Family Prevensia CARe
- Whole Life Executives
- Dana CARity 20
- Unit Link
- Executive Dollar
- Executive Rupiah
- Ultimate Pro Preventive Insurance
- Ultimate Preventive Insurance Care
In addition to individual insurance products, PT AJ Central Asia Raya also provides life insurance products and group health insurance. In order to provide protection to the company from financial risks associated with the treatment/benefit for its employees, or the protection of the creditor if there is debtors that dies.
There are 3 (three) CAR insurance products offered, namely:
- Health insurance
- Insurance
- Futures Insurance
Bancassurance
Provide savings insurance through deposits to protect you and your family from a variety of risks.
The risks faced can be hospitalized, long-term savings for old or educational guarantees, home installments, and so on.
There are 3 (three) CAR insurance products offered, namely:
-Funding
-Lending – Credit Life
-Card Center
Retail Insurance
If you need insurance coverage to the business that has been initiated so as not to take a lot of losses, this CAR insurance product is also a good choice for you.
CAR Insurance products that you can enjoy, namely:
- Accident Protection
- Critical Illness protection
- Central Asia Health protection
- Central Asia Soul Protection
- Central Asia disease Protection
- Berkhat Santo Yusuf
- Central Asia Preventsia Care
- Life Protection 2.0
Micro insurance
Micro insurance products are insurance products aimed at all walks of life can have insurance at an affordable price. This product has a simple administration, can be obtained every customer, economical price and claims procedure is fast and easy.
CAR Markets 2 types of microinsurance, namely as a distributor of micro insurance SiPeci and micro-fever microinsurance. SiPeci is a product of the Financial Services Authority (OJK) through AAJI (Indonedis Life Insurance Association) to create products so that low-income communities can have insurance as a protection mechanism for financial risk. Faced. SiPeci has the motto SMES namely simple administration, easy to get, economical price, and immediately process payment of claims
There are 2 (two) CAR insurance products that you can enjoy for optimal protection:
-Peci Micro Insurance
-Dengue fever insurance
Pension Fund
CAR Finance Institution Pension Fund (DPLK CAR) is a pension fund entity established by PT AJ Central Asia Raya (the company)-in the position of the company as a financial institution-to organize a definite dues retirement Program that can guarantee the full welfare of the participant and/or his family after participants enter the retirement age
The activities and efforts of DPLK CAR are:
A. Raise funds from the participant's dues;
B. Manage the wealth of pension funds;
C. Transfer funds to a life insurance company selected by the participant or other appropriate party;
D. Conducting investment activities in accordance with the provisions of statutory pension fund;
E. Manage severance programs in accordance with the provisions of applicable legislation.
Many benefits for employers or business entities when including employees in the PENSION fund, among them are: planning and tax-saving (tax planning & Saving), there is an assurance of funds available when paying severance employees ' retirement, Planned cash flows and as a motivation for loyalty and employee dedication to the company. On the other hand, employees will receive ongoing income, tax savings on the participants ' income, various ways of payment of retirement pension funds (cash, annuity, at once)
CAR Insurance products that you can enjoy for optimal protection to enjoy a quieter retirement period, namely:
- Retirement Program
- Severance Program
Syariah Insurance
One of the insurance bases in CAR is SYARIAH, as a universal concept by promoting justice based on SHAR'I.
Syariah CAR Insurance Products
- Ultimate CARLisya Insurance
- Fathanah Scholarship
- Dana Haji Istiqomah
- CARlisya
- Insurance CAR Wakaf Sakinah
BPJS Healthcare
CAR has officially collaborated with BPJS Healthcare so it will bear the same people/participants for the same health insurance benefit according to the provisions stipulated in the implementation of BPJS Health and health insurance policy issued by CAR. Thus, customers or prospective CAR customers are expected to be participants of BPJS Kesehatan, so that the health insurance CAR participants can receive a higher benefit than the benefits provided by BPJS Healthcare.
That's about CAR insurance and their flagship product.
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