More about Central Asia Insurance (ACA)
PT Asuransi Central Asia (ACA) is a company engaged in general insurance, established since 29 August 1956. When the ACA stood in the office at Jalan Asemka No. 28 Jakarta. Then, several times had moved before settling in Wisma Asia, Jakarta from 1998 until now.
After more than half a century (63 years) ACA grows consistently and already has 1 head office, 2 operational Headquarters, 41 branch offices, 22 representative offices, and 4 representative offices of Syariah Insurance Services Unit (ULAS) scattered throughout the Indonesian. In running the company, ACA is always supported by qualified human Resources (SDM) which currently reaches 1,585 employees. ACA is one of the national insurance companies with the largest amount of assets, which currently reaches Rp 9.40 trillion. As of 31 December 2018 the capital owned by ACA reached Rp 4.49 trillion and solvency achievement ratio as of 31 December 2018 was 205.54%, far exceeding the limit
Government provisions at least 120%.
ACA's flagship insurance products are OTOMATE (motor vehicle insurance), ASRI (property insurance), and micro insurance products such as dengue fever insurance. ACA also has other products that fit the needs of the community, namely insurance engineering, transportation, ship frames, Travel Safe (travel insurance), Medi + (health insurance), Wellwoman (women's Cancer Insurance), financial insurance, insurance Personal accident, crop insurance and other insurance products.
Here is another insurance with a brief explanation
SYARIAH INSURANCE
LABBAIK
Labbaik is a travel insurance from ACA Syariah which provides complete protection for you who plan to do Umrah and Hajj.
By choosing Labbaik, you get protection from medical expenses, loss of baggage and personal belongings, evacuation and repatriation until the cancellation of Umrah and Hajj pilgrimage.
Important things to know:
- Participant age limit is 1 to 75 years (on departure)
- Participants aged 70-75 years will be charged a contribution of 50%
- The insurance period for one-way policy (single trip) is 60 days
PA AMANAH SYARIAH
Personal Safe provides compensation for you and your family if there is a disaster accident.
The Personal Accident insurance policy used today differs from one company to another. However, the risks are guaranteed to be the same, namely the occurrence of accidents that befall the insured so as to the insured: died or experienced permanent disability of a lifetime either full body defect or disability Some of his limbs include disorders of the soul due to accidents or temporary disability or medical expenses due to accidents.
Property Insurance
Include
FIRE INSURANCE
It is heartbreaking when homes, offices, factories, and possessions that you collect and have for many years must disappear in a short time just because of a calamity, FIRE. ACA Fire Insurance offers solutions that concern you for fire disasters.
WHAT CAN BE INSURED?
• Building
• Household Furniture
• Home Supplies
• Machine
• Merchandise
• Stock or finished goods, etc.
In accordance with the Indonesian Fire standard policy issued by the Indonesian Insurance Board, this policy guarantees the standard risk,
namely:
• Fire
• Lightning
• Explosion
• Smoke
• And due to the downfall of airplanes
In addition you can also apply to expand the risk of standards such as riots, landslides, flooding, the cost of cleaning debris.
Insurance Theft & Demolition
This insurance is an expansion of fire insurance coverage. Offer loss protection due to theft and misfortunes, provided that the building or property has been protected by fire insurance.
Any property that will be insured must be given detailed information, such as: brand, type, year of manufacture, purchase price, number of units. These details are indispensable, the number of units. These details are necessary both by the customer and the insurance. Why so? If there is a strong, the customer will easily submit a claim in the form of type of goods with specifications such as an insurance policy attachment as well as a large forecast of losses incurred.
DREAM HOUSE INSURANCE (ASRI)
ASRI (Rumah Asuransi Idaman) is a fire insurance product plus from PT. Asuransi Central Asia (ACA) which protects the assets of residential buildings and property in them from fire risk, lightning, explosion, downfall, smoke, riots & Chaos, terror (theft with violence), terrorism & sabotage, natural disasters such as hurricanes, storms, floods, water damage, earthquakes, volcanic eruptions, and tsunamis, and legal responsibility to third party demands, etc.
INSURANCE ALL PROPERTY/INDUSTRY RISK
Heartbreaking, maybe that's the feeling that can be depicted if the company you have for years must disappear in a short time just because of a calamity. All property/ACA's industrial risk insurance offers protection against any risk of loss from property or assets up to the disadvantage of the company's profits arising from damage to property or assets secured.
Indonesia earthquake Insurance
Earthquakes can happen anytime and anywhere without warning. Earthquakes are not just life threatening, but also possessions you have. With the protection of earthquake insurance, the risk of earthquake loss can recover immediately without damaging your finances.
Motor vehicle Insurance
A guarantee that provides protection or protection for the loss/damage/loss of motor vehicles, caused by the risks guaranteed in the motor vehicle insurance policy.
ACA insurance coverage offers complete protection against risks that threaten your goods transported either by land, sea, or air.
FREIGHT INSURANCE
ACA insurance coverage offers complete protection against risks that threaten your goods transported either by land, sea, or air.
WHAT CAN BE INSURED?
Merchandise
- Machine
- Other raw materials or interests
- Money Mine (freight)
- Expected profit (Imaginair profit)
CONSTRUCTION INSURANCE
WHAT CAN BE INSURED?
Civil engineering work in accordance with the employment contract between the building owner and the main contractor, including: (Contractors ' All Risk)
• Main work
• Temporary employment
• Preparatory work
• Materials used
• Ruins cleaning fee
• Third party responsibilities
• Great tools and machines that help the performance of the work.
(Erection All Risk)
• The machines following the equipment
• Cost of transportation or customs duties
• Installation Cost
• Ruins removal fee
Ship Frame Insurance
As a rapidly growing insurer, the Marine Hull and Machinery division of PT Asuransi Central Asia (ACA) has guaranteed 20% of the total 13.000 units of iron vessels registered in the Dirjen of Sea Transportation, Ministry of Transportation, Indonesia through insurance Protection & Indemnity (P&I).
WHAT IS P&I INSURANCE?
Insurance P & I is an insurance product that protects the owner of the vessel on the possibility of legal liability to third parties, losses on property belonging to third parties, body injuries and the death of the crew on the ship itself and other vessels that are subject to damage to the cargo, the cost of boat withdrawal (wreck removal), legal costs and sea water pollution (pollution) caused by the operation
Miscellaneous Insurance
That includes:
- MediSafe
- Insurance Elbow
- My House Insurance
- Dengue fever Insurance
- Home Fund Insurance
- Earthquake Fund Insurance
- Wellwoman
- New Travel Safe
- Insurance D & O
- Travel Micro Insurance
- Medi + Insurance
That's a little review on Indonesia's insurance
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